Financing Solutions

Leasing, Mietkauf, and Sale-and-Lease-Back

Crédit Agricole Merca Leasing GmbH & Co. KG provides structured financing for business investments and eligible capital assets. The appropriate structure depends on the financing objective, asset, company, assessment, and contractual conditions.

Leasing

Use business assets under agreed contractual terms

Leasing can enable a business to use eligible machinery, equipment, transport assets, technology, and other capital assets under an agreed contractual structure and payment schedule.

The specific terms depend on the individual investment, asset, company, and contractual agreement.

Mietkauf

A structure designed around acquisition of ownership

Mietkauf is a financing structure in which the contractual arrangement is generally designed around acquisition of ownership according to the agreed terms.

This distinguishes Mietkauf from conventional Leasing, where the primary purpose is contractual use of the asset.

Sale-and-Lease-Back

Finance using eligible assets already owned by the business

In a Sale-and-Lease-Back structure, an eligible existing business asset is sold and then leased back for continued use under agreed contractual terms.

Whether a transaction can be structured this way depends on the asset, ownership situation, company, valuation, assessment, and contractual conditions.

Individual assessment

Financing possibilities depend on the company, asset, investment or transaction, assessment, availability, and contractual conditions. Approval is not automatic or guaranteed.

Accounting and tax treatment

Accounting and tax treatment may depend on the individual contractual structure and circumstances. Professional tax or accounting advice may be appropriate.

Financing objectives

Different structures for different investment requirements

Leasing

Focused on contractual use of an eligible business asset
Term and payment arrangements are defined by contract
May be considered for new or replacement investment depending on the request

Mietkauf

Generally structured around acquisition of ownership according to agreed terms
Contractual details are set for the individual investment
Suitability depends on the company, asset, and financing objective

Sale-and-Lease-Back

Based on an eligible asset already owned by the business
The asset is sold and then leased back under agreed terms
Transaction feasibility depends on ownership, asset eligibility, valuation, and assessment

Financing is subject to individual assessment, approval, availability, and contractual terms.

Discuss the appropriate structure for your inquiry

Crédit Agricole Merca Leasing GmbH & Co. KG can review the investment, asset, and financing objective as part of an individual inquiry.

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